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Lottery & Prize Scams

Congratulations! You've won a prize you never entered. Just pay the 'processing fee' or 'tax' to claim it. Variants impersonate real brands like Publisher's Clearing House or fake international lotteries.

$1,900
Avg. loss
1,420
Reports in database
Mail + phone
Top channel
65+ age group
Top target

How it worksThe anatomy of the scam

Every case follows roughly the same playbook. Recognize the pattern, stop it early.

1. You 'won'

A letter, email, or phone call tells you you've won a major prize.

2. Pay a small fee

Taxes, processing, customs — always something small to 'release' the winnings.

3. The fee escalation

More and more fees are required. Some victims are drained over months or years.

4. No prize

Nothing ever arrives. Some victims are then sold to 'recovery' scammers.

Warning signsRed flags to watch for

If you're seeing two or more of these, assume it's a scam until proven otherwise.

!

You didn't enter

You cannot win a lottery you never played.

!

Fees to claim winnings

Real lotteries deduct taxes — they don't ask you to pay them separately.

!

Told to keep it secret

Real winners can announce their prize freely.

Protect yourselfDo this. Not that.

✓ Do

Hang up or ignore the letter.

✗ Don't

Never pay to claim winnings.

✓ Do

Report to the FTC at reportfraud.ftc.gov so the sender can be investigated.

✗ Don't

Don't give out bank details to 'verify identity' for a prize.

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