Charity Scams
Fake nonprofits appear after every natural disaster, collecting donations that never reach victims. Veterans and police charities are particularly common. Many use names that sound almost identical to real, respected organizations.
How it worksThe anatomy of the scam
Every case follows roughly the same playbook. Recognize the pattern, stop it early.
1. The disaster strikes
Hurricane, earthquake, shooting, war. Scammers register lookalike domains within hours.
2. The emotional appeal
Professional-looking site with photos of victims, urgent language, high fundraising goal.
3. No transparency
No 501(c)(3) number, no board of directors, no audited financials.
4. Money disappears
Sometimes sent overseas, sometimes just pocketed. Donors have no recourse.
Warning signsRed flags to watch for
If you're seeing two or more of these, assume it's a scam until proven otherwise.
Name almost matches a real charity
'American Red Crescent Fund' vs American Red Cross.
Pressure to donate right now
Real charities accept help whenever it arrives.
Only accepts untraceable payment
Gift cards or crypto for a charity is a huge red flag.
Protect yourselfDo this. Not that.
✓ Do
Search the charity on Charity Navigator, GuideStar, or BBB Wise Giving Alliance before donating.
✗ Don't
Never donate by gift card or crypto.
✓ Do
Donate directly at the organization's known URL — don't click links in texts or DMs.
✗ Don't
Don't donate over the phone to cold callers.
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